Address: 53 Aylesbury Road Timonium Maryland
Communities Served:
Phoenix, Monkton, Sparks, Baldwin, Glen Arm, Parkton, Freeland, Timonium, Lutherville, Cockeysville, White Hall, Jarrettsville, Forest Hill, Fallston, Towson, Owings Mills, Reisterstown, ButlerMy Pages
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Today's Mortgage Rates
Today's Rates
Interest Rate APR
30yr Fixed Conforming
3.625% 3.707%
Rates as of 10/11/2012 09:34 AM Central
Important Disclosures, Assumptions and APR Information ›View/Print
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Mortgage GlossaryConforming
Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally purchase first mortgages up to loan amounts mandated by Congressional directive.
Mortgage GlossaryFHA
A mortgage that is backed by the Federal Housing Administration (FHA). Along with VA loans, an FHA loan will often be referred to as a government loan.
Mortgage GlossaryInterest Rate
The percentage of an amount of money which is paid for its use for a specified time.
Mortgage GlossaryAnnual Percentage Rate (APR)
The cost of credit expressed as a yearly rate. The APR includes the prepaid interest rate, points, fees, and other credit charges that the borrower is required to pay, and is therefore a more complete measure of a loan's cost than the interest rate alone. The loan's interest rate, not its APR, is used to calculate the monthly principal and interest payment.
Mortgage GlossaryLarger Loan Amounts in Eligible Areas
In federally designated metropolitan areas, conventional and FHA loan limits have been increased to assist homebuyers. These loan amounts are higher than the typical conforming limits set by Fannie Mae and Freddie Mac. Because the amount financed is not as high as a jumbo loan, they typically offer lower interest rates than traditional jumbo loans.
Mortgage GlossaryJumbo
A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan. Jumbo loans typically have higher interest rates.
Mortgage GlossaryOrigination Charge
One amount that includes all charges (other than points) that all loan originators (lenders and brokers) involved in the transaction will receive for originating the loan. This includes any application, processing, and underwriting fees, and payments from the lender to the broker for origination.
Mortgage GlossaryFirst Adjusted Payment
The new estimated monthly payment due when the interest rate on adjustable-rate mortgage is reset. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment.
Mortgage GlossaryLoan to Value (LTV)
The ratio of the amount of a potential mortgage to the value of the property it is intended to finance, expressed as a percentage.
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Featured Listings
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Previous Listing Next Listing 2
Price : $449,900
MlsNumber : BC7778407
Address : 1 (308) COR-BETT RD
County : BALTIMORE
Bedrooms : 4
Bathrooms : 2
More Details
1
Agent Bio
Edit My Bio
Pat Swain has worked as a full time Realtor® for over 19 years. Her Business Philosphy has always been to provide truly remarkable service to clients and customers and
she's dedicated to maintaining the highest professional standards.
My achievements in Real Estate can be attributed to two simple facts - I love my work & I thrive on the satisfaction of my clients. Intensive education, impressive credentials, & complete dedication to my clients have made me the top producer I am today. Since becoming a Realtor® in 1993, I have helped hundreds of families buy or sell their home. I have the knowledge, experience & reputation to help make home purchasing or selling an exciting & rewarding adventure for you & your family.
Currently I'm a memeber of the Greater Baltimore Board of Realtors® and the National Association of Realtors®. I'm a lifetime member of the Real Estate Million Dollar Assoc., Ltd, an Accredited Buyer's Agent, a Certified Real Estate Specialist, a Graduate of the Real Estate Institiute and a Certified Relocation Specialist.
There are no pages to display.
Today's Mortgage Rates
Today's Rates
Interest Rate APR
30yr Fixed Conforming
3.625% 3.707%
Rates as of 10/11/2012 09:34 AM Central
Important Disclosures, Assumptions and APR Information ›View/Print
Get More Rates
Mortgage GlossaryConforming
Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally purchase first mortgages up to loan amounts mandated by Congressional directive.
Mortgage GlossaryFHA
A mortgage that is backed by the Federal Housing Administration (FHA). Along with VA loans, an FHA loan will often be referred to as a government loan.
Mortgage GlossaryInterest Rate
The percentage of an amount of money which is paid for its use for a specified time.
Mortgage GlossaryAnnual Percentage Rate (APR)
The cost of credit expressed as a yearly rate. The APR includes the prepaid interest rate, points, fees, and other credit charges that the borrower is required to pay, and is therefore a more complete measure of a loan's cost than the interest rate alone. The loan's interest rate, not its APR, is used to calculate the monthly principal and interest payment.
Mortgage GlossaryLarger Loan Amounts in Eligible Areas
In federally designated metropolitan areas, conventional and FHA loan limits have been increased to assist homebuyers. These loan amounts are higher than the typical conforming limits set by Fannie Mae and Freddie Mac. Because the amount financed is not as high as a jumbo loan, they typically offer lower interest rates than traditional jumbo loans.
Mortgage GlossaryJumbo
A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan. Jumbo loans typically have higher interest rates.
Mortgage GlossaryOrigination Charge
One amount that includes all charges (other than points) that all loan originators (lenders and brokers) involved in the transaction will receive for originating the loan. This includes any application, processing, and underwriting fees, and payments from the lender to the broker for origination.
Mortgage GlossaryFirst Adjusted Payment
The new estimated monthly payment due when the interest rate on adjustable-rate mortgage is reset. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment.
Mortgage GlossaryLoan to Value (LTV)
The ratio of the amount of a potential mortgage to the value of the property it is intended to finance, expressed as a percentage.
See More Rates >
Featured Listings
Manage Featured Listings
Previous Listing Next Listing 2
Price : $449,900
MlsNumber : BC7778407
Address : 1 (308) COR-BETT RD
County : BALTIMORE
Bedrooms : 4
Bathrooms : 2
More Details
1
Agent Bio
Edit My Bio
Pat Swain has worked as a full time Realtor® for over 19 years. Her Business Philosphy has always been to provide truly remarkable service to clients and customers and
she's dedicated to maintaining the highest professional standards.
My achievements in Real Estate can be attributed to two simple facts - I love my work & I thrive on the satisfaction of my clients. Intensive education, impressive credentials, & complete dedication to my clients have made me the top producer I am today. Since becoming a Realtor® in 1993, I have helped hundreds of families buy or sell their home. I have the knowledge, experience & reputation to help make home purchasing or selling an exciting & rewarding adventure for you & your family.
Currently I'm a memeber of the Greater Baltimore Board of Realtors® and the National Association of Realtors®. I'm a lifetime member of the Real Estate Million Dollar Assoc., Ltd, an Accredited Buyer's Agent, a Certified Real Estate Specialist, a Graduate of the Real Estate Institiute and a Certified Relocation Specialist.